The Social Security Administration (SSA) has created the Social Security Number Verification System (SSNVS), an online system that offers employers free Social Security verification for new employees. Employers can verify the numbers and names employees give to employers match and are correct on their W-2 forms.
To learn more about this free Social Security verification system, keep reading.
The Enumeration Verification System for Employers
Employers can register for the Enumeration Verification System by visiting the SSA's website at ssa.gov/bso/bsowelcome.htm. From this page, the employer must first register for a username and password. Once registered, they can obtain instant results by searching for employee Social Security numbers.
Using E-Verify for All Hiring
E-Verify is the free online tool provided by the Social Security Administration. It allows you, the employer, to conduct a free check of a new employee's status and Social Security number with both the SSA and the DHS.
Basically, an employer has up to three days after hiring a new employee to run a check on their name, Social Security number and eligibility for employment. By doing so, they are granted immunity in the event that the employee is illegally working in the United States. Considering the service is free, the potential legal benefits are massive.
Though running regular E-Verify checks on all new hires is an essential part of protecting yourself legally, employers must sill be diligent and responsible. A good employer will aggressively hunt down Social Security fraud and potential abuses by checking the origination of certain Social Security numbers and verifying a photo identification.
The Enumeration Verification System for Lenders
Loan companies are also often prey to instances of Social Security number fraud. This system allows lenders to input a loan applicant's Social Security number and name. After processing the request, they will receive a "no match" or "match" which will show if the Social Security number is correct.
"No-match" responses alert lenders to potential identity theft, the use of fake numbers, or the use of a number borrowed from a family member to obtain a loan. It is not free.
If you're searching for free Social Security verification tools, your only option is with the Social Security Administration or through a lender's vendor. To conduct Social Security number checks, you must be registered with the SSA as an employer and have the proper signed documentation from your new hires.
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